Whether we’re filling up our gas tanks, loading up a cart at the grocery store, or dropping some serious cash on an online shopping spree, most of us tend to spend on a pretty frequent basis.
Cash back apps are mobile applications that offer users cash rewards for making purchases through their platform. These apps work by partnering with retailers and brands to offer cash back deals and discounts to their users. When a user makes a purchase through the app, they receive a percentage of the purchase amount as cash back.
Wouldn’t it be great to get some of that money back?
By using cash back apps, you can! There are several apps out there that will pay you back a percentage of every purchase you make from participating retailers. Over the last few years, dozens of these applications have popped up in the Google Play Store and Apple App Store, and some are better than others. Here are three of the best cash back apps that will help you earn money back on the purchases you make every day.
Some popular cash back apps include:
Dosh
Dosh has been around since late 2017, and it has quickly become one of the best options for anyone who is looking for an easy way to earn cash back. In fact, getting started only takes a few minutes. Download the app, link it with your credit or debit card, and start shopping. Every time you use your card at a participating retailer, you will automatically earn up to 10% back. It doesn’t get much easier than that!
When you sign up, you receive $5 for linking a card. You can also receive $5 for referring your friends and family. Once you’ve earned a total of $25 in bonuses and cash back, you can transfer the funds to your bank or PayPal account. You can also donate the funds to charity if you prefer.
Dosh works primarily for purchases made in-store, but there are also several participating online retailers. The offers change frequently, so be sure to check your app regularly to make sure you aren’t missing out on any great deals. If you regularly shop using a credit or debit card, Dosh could be a great way to earn cash back on many of your purchases with minimal effort.
Not sure whether Dosh is right for you? Read Dosh reviews to find out!
Ibotta
Coupons are great, but if you really want to save money on your groceries, you need the Ibotta app. Since its launch in 2012, the app has paid back more than $500 million dollars to its users. If you aren’t one of those users, you are seriously missing out.
Available for iOS and Android devices, the Ibotta app allows you to earn cash back when shopping at grocery stores, big box retailers, and many other places. Once you download the app and set up an account, you will have access to a huge assortment of offers. These offers are broken down by stores and categories, allowing you to easily scan those that are currently available where you shop.
Most often, Ibotta allows you to earn a set amount of cash back when you purchase specific items. You may, for example, earn $1 back if you purchase a certain size bottle of detergent from a specific brand. There are also sometimes offers that allow you to earn cash back on things like “any milk” or “any tomatoes.” These offers are great because they make it possible to save money on the products that coupons typically are not available for.
When you find an offer you like, you have to activate it to add it to your account. This must be done before you go shopping. There are a couple of ways to redeem your activated offers. If you link your store’s loyalty card to your Ibotta account, the app will automatically track your purchases and give you cash back for any offers for which you have fulfilled the requirements. You can also scan your receipt.
Ibotta has offered for online shoppers, too. With these offers, you can earn a percentage of your purchase price back when you use the app to buy from a participating retailer. These purchases are automatically tracked, and you will be credited for any rewards you earn without any additional effort on your part.
New users get $10 just for joining, and once your balance reaches a minimum of $20, you can have your earnings sent to you via PayPal or Venmo. You can also use your Ibotta account balance to purchase gift cards to a variety of stores.
Even Forbes agrees that Ibotta is a great way to save money on the products you buy every day. If you are responsible for grocery shopping in your home, Ibotta is well worth downloading.
Ebates
Ebates has been around a lot longer than many other apps and savings websites. It launched way back in 1999, and over the last 20 years, it has earned an A+ rating with the Better Business Bureau and paid out more than $1 billion to its members. (Yes, billion!)
With Ebates, you can earn up to 40% cash back from over 20,000 online retailers. Whether you are shopping for airfare, furniture, clothing, pet supplies, or just about anything else you can think of, the Ebates app can help you get the best possible deal and earn some of your hard-earned money back.
To get started, download the app and create an account. You’ll instantly earn a $10 Walmart Gift Card or $10 Ebates cash bonus just for signing up, and you will gain access to a huge list of participating retailers and offers. Find whatever online retailer you would like to order from, and click the link to their site from the Ebates app. Shop and complete your purchase as normal. You will automatically earn cash back for qualifying purchases. Rewards are distributed quarterly by paper check or PayPal. You can also opt to transfer your cash back to a friend, family member, or charity.
Ebates helps you find money-saving coupons when shopping online, too. In other words, they will save you money upfront and reward you with cash back after you make a purchase.
Rakuten:
This app offers cash back for shopping at over 2,500 stores, including Amazon, Macy’s, and Walmart.
Swagbucks:
This app offers cash back for shopping at select retailers, as well as for taking surveys, watching videos, and completing other tasks.
Honey:
This app offers cash back for shopping at select retailers, as well as for finding and applying coupon codes to your purchases.
There are a lot of great cash back apps out there, but Dosh, Ibotta, and Ebates are the best of the best. Using cash back apps can be a great way to save money on purchases you were already planning to make. However, it’s important to read the app’s terms and conditions carefully, as some apps may have restrictions or limitations on the cash back rewards you can earn.
This post was last modified on November 21, 2023 9:30 AM