We currently live in a world that’s driven by technology. It has disrupted almost every aspect of our life, including the way we handle our finances. If you are an avid smartphone user and rely on this gadget to get you through the day, chances are that you also trust your finances to be handled by the apps available these days.
But, with millions of apps on the internet, which Fintech applications are worth the time? This is a fairly common question that almost every person has before they venture into the field of financial management.
Platforms like tradenation.com are revolutionizing the way people indulge in forex trading, but, what about other aspects of our finances and investments? With the way the internet is expanding, it is safe to say that things are progressing like never before.
This article will explore the top 8 Fintech apps that are all set to disrupt the financial industry now and in the future.
- Nubank
Nubank is a famous Brazilian financial company that simplifies the way you generate and process your invoices in the future. What’s great about this app is that it enables you to categorize your spending, helping you keep track of your finances.
Streamlined financial management – Enables you to track your invoices, manage payments and categorize expenses.
Nubank rewards – Utilize the rewards to offset expenses, enhancing the value of their spending and providing opportunities for savings.
Real-time updates – Have updated information about the financial situation and make empowered decisions about your finances in the future.
- Matador
If you are one of those people that wants a dual-benefit finance app that lets you invest while staying in touch with your friends, we’d recommend giving this app a go. The ideology behind this particular app is quite offbeat, which is one of the reasons why it will revolutionize things in the future.
Social investing – Offers a unique social investing experience enabling the users to stay connected to their friends while analyzing and sharing their respective investment strategies to channel better profits.
Seamless integration – It allows third-party integration with Twitter and Robinhood to further up the social investment concept to the next level. It brings investment functionalities into one platform.
Comprehensive financial guidance – Matador provides users with a comprehensive guide to the financial world, offering valuable information about companies, stock price history, and essential knowledge for informed investing decisions.
- Coinbase
If you are venturing into cryptocurrency and want to make a reliable investment, this is the platform that you need to look into. The shared transactions are pretty great on this platform, making investing in crypto a lot more fun and accessible.
Leading cryptocurrency exchange – The best thing about Coinbase is that it stands out as the best in the realm of cryptocurrency exchange. It offers users a secure platform to buy, sell, and even trade different cryptocurrencies.
Intuitive UI – As a beginner crypto investor, we understand that it’s common to feel confused with a complicated app UI. That’s not something you’d have to experience with Coinbase, which has a very minimal UI and layout.
Comprehensive transaction tracking – It enables users to easily keep track of their transactions for multiple cryptocurrencies, including popular options such as Bitcoin, Litecoin, Ethereum, and Bitcoin Cash.
- Revolut
Although fairly underrated, Revolut is the perfect Fintech app that you need if you are considering making international transactions. But, the best thing about this app is that it allows you to get on top of your financial managerial skills.
Comprehensive financial management – If you are looking for a holistic financial management experience, this is it. From monthly reports to instant notifications, you get it all with this one app.
Global finance accessibility – It allows users to send and receive money across 160+ countries, making international transactions a walk in the park.
Competitive exchange rates – It offers reasonable exchange rates for currency conversions, ensuring that users can make international transactions at competitive rates without incurring extra fees.
- Robinhood
If you are starting with investments in the stock market and you want to venture into that using a reliable platform, Robinhood is undoubtedly the best American Fintech app to explore. It simplifies the trading experience.
Commission-free trading – The highlight of Robinhood is that it supports a commission-free trading experience. You can invest and trade in US stocks without worrying about paying a hefty commission on the profits you make.
Expansive stock market access – With this app, users can comfortably invest in a variety of US stocks without any boundaries or limitations.
User-friendly UI – It offers a user-friendly interface that is intuitive and easy to navigate, catering to both novice investors and experienced traders.
- Honeydue
If you want to synchronize your and your family’s finances in one place, Honeydue is the app that helps you achieve that in no time. The app’s concept is quite new but something that almost everyone needs, so no wonder it is one of the most popular Fintech apps in the market.
Financial synchronization – It is designed and developed to help new families sync their finances and manage their accounts to keep all the investments and profits in check.
Simplified expense management – As a family, we often look for ways to manage family expenses and keep track of things by the end of the month. That is something you can do using this app in real time.
Targeted towards millennials – It specifically targets Millennials, understanding their unique financial needs and challenges.
- Emma
We often don’t realize this but we are burdened with a lot of wasteful subscriptions that we don’t use at all. Emma is a financial app that lets you pinpoint those and cancel those subscriptions in no time.
Enhanced expense awareness – If you are confused about where your money is going each month, this is the expense tracker that you need to get your affairs in line.
Financial management – By replacing the need for multiple official banking apps, Emma streamlines financial management. Users can access all their bank accounts in one place.
Strong data protection – The best thing about this app is that everything is encrypted, so all your data is safe and secure.
- Finch
The last on the list is Finch, which is a famous Australian Fintech company. Even this app is targeted toward millennials and is designed to help streamline financial management and keep track of all expenses.
Convenient bill splitting – If you are out with your friends and confused about splitting the bill, Finch helps you sort that out within a few seconds.
User-friendly interface – The app straightforwardly presents financial information, avoiding complex bank-specific details. The simplicity of this platform is what makes it one of the best.
Group expense tracking – If you live with roommates or are out on a trip, this particular feature will keep track of the group’s expenses so it’s easier to break things down in the end.
Conclusion
Fintech apps are gradually flooding the internet. If you have been looking for some of the best ones out there, we’d recommend that you check out the ones we have sorted in this article. All of them are multifunctional and versatile applications that are worth the time.