IRCTC eWallet Charges, Fees, Registration Process

Indian Railways engine | Image Source - UdaipurTimes

Personally as IRCTC user, I love to book tickets online. It provides me all the feasibility clicks away in my PC. Under the rule of Suresh Prabhu Indian Railways is quickly improving it’s services. There are lot of things going online through the official IRCTC website. In a recent move, Indian Railway Catering and Tourism Corporation [IRCTC] has introduce a new eWallet Scheme. Just like PayTM or freecharge ewallet, you can load money in order to do quick transactions. Here in this article checkout all details regarding IRCTC eWallet charges, scheme details, registration process and fees.

Indian Railways
Indian Railways engine | Image Source – UdaipurTimes

IRCTC eWallet Scheme

Through IRCTC eWallet service customers can deposit money under their IRCTC account. Throught ewallet you can easily book tickets and bank’s payment gateway has always been the problem during such ticket booking transactions. But currently through eWallet scheme you can only book normal tickets, so right now it’s not possible to book Tatkal tickets using eWallet.

eWallet Registration Requirements

To register you will need to have the following –

  • IRCTC free account – Ofcourse, that’s must
  • Debit Card/Credit Card/Netbaking to load the cash
  • Pan Card

How to Register

  • Login to your IRCTC account.
  • Right near the My Profile you will find the menu of IRCTC eWallet. Click on it.
  • There you will find the Option of Register Now.
  • Provide your Pan Card number and first name in the Pan Card.

The above process is shown on Windows desktop. You can do it on the Mac computers as well and also on your IRCTC iPhone, Android and Windows app.

Registration Fees

Any IRCTC customer is charged Rs 50 which includes service charges and cess.

How to Book Tickets Using IRCTC eWallet

The process is quite similar to normal online ticket booking. Still we go to explain you. Here how it goes –

  • Login to your IRCTC account.
  • Plan your journey by entering all the details like from station, to station, passenger details.
  • Once all the details are entered click on Next to proceed to payment.
  • Here in the payment page, confirm everything entered by you is true. Under the Payment Options you will find IRCTC eWallet among the payments options available. Click on it.


  • Easy, quicker and hassle-free
  • If ticket cancelled, the refund amount is credited back to eWallet the next day – much faster than reversal bank transactions.


With all those features, looks good practically but has one limitation. Using ewallet you can’t book Tatkal tickets. Maybe in future, IRCTC will consider that but as of now for IRCTC users this is a great addition.


I am unable to register for IRCTC eWallet?

Answer : For successful registration your first name on PAN card and Pan card number should match of what you have provided to IRCTC earlier. Cross check each of them carefully and try again.

What is the Transaction Charge using IRCTC eWallet?

Each user is charged Rs 5 per transaction.

Can I book Tatkal tickets using IRCTC eWallet?

No, you can’t. IRCTC allows you to book only normal tickets using eWallet. You can’t even book Premium Tatkal tickets using this payment option.

You can learn more on the official IRCTC website.

Preethi Khetani: Preethi Khetani is a well known women Blogger from India. Apart from her contribution here, she writes for and Advices Academy as well.